According to the results of the research conducted by the Institute and Faculty of Actuaries for private car insurance claims involving bodily injury, North West of England is the leading hot spot.
The research revealed that in 2010 there were 43% of third party claims in the region involving bodily injury as compared to the North East Scotland the figure was only 13%.
The findings also revealed that claims hot spot areas matched areas with the highest concentration and activity of claims management companies.
More claims management companies were equivalent to more personal injury claims, the research stated.
The lowest proportion of private motor insurance claims involving injury to third parties was found in Scotland. In Scotland's central belt, 20% of claims involved a claim for injury as compared to a UK average of 29%.